Louisville, Kentucky, USA
409 South 5th Street Louisville Kentucky 40202 US

Central Bank traces its roots back to 1938, when the Southern Industrial Loan Company was founded. Soon after that, the name was changed to Central Exchange Bank. In 1946, Garvice D. Kincaid purchased Central Exchange Bank and shortened the name to Central Bank.

We’ve grown significantly from our humble beginnings at the corner of Short and Upper streets in downtown Lexington. We’re now proud to be community fixtures in Berea, Crestview Hills, Ft. Mitchell, Georgetown, Lexington, Louisville, Nicholasville, Richmond, Union and Winchester.

Locations Around Louisville and Richmond

Address: 4630 Taylorsville Rd
Louisville, KY 40220
Phone: (502)493-2367

Address: 9300 Shelbyville Rd Ste 100
Louisville, KY 40222
Phone: (502)499-5600

Address: 321 W Main St
Louisville, KY 40202
Phone: (859)625-6500

Address: 2000 Warrington Way #200
Louisville, KY 40222
Phone: (502)715-4292

Address: 350 West Main Street
Richmond, KY 40475

Hours Vary By Location

What to Expect

Sponsorships & Initiatives

Central Bank has been serving the people and communities of the Commonwealth since 1946. Our bankers are actively involved in all aspects of community life. We support their dedication and good works with corporate donations and sponsorships that benefit organizations throughout the region.


The John G. Irvin Gallery opened in March 1987. It was created to promote Kentucky’s visual artists. The creation of the gallery was a labor of love and a passion of the late Irvin, a Lexingtonian and former employee of Central Bank. Over the years the gallery has hosted exhibitions by Kentucky’s finest artists, as well as new and emerging artists exhibiting for the first time.

Art receptions are held on LexArts Gallery Hop evenings on the fifth-floor executive area of the bank, located at 300 West Vine Street from 4:30 until 6:00 p.m. The art may also be viewed during normal business hours Monday through Friday. The collection is displayed on floors two and three.

Social Media Accounts
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